22 W. Cottage Ave
Millersville, PA 17551
(717) 872-3270









Millersville Federal Credit Union 
has the Right Loan for You!


Your credit union offers loans to satisfy a variety of needs, including a new or used car, home improvements, debt consolidation, student loans, vacations, taxes, and emergencies.


There are no hidden costs and absolutely no prepayment penalty.   Interest is calculated on the unpaid principal amount.  Every time you make your payment,  a certain amount of the payment goes toward interest and the remaining portion of your payment is applied to your outstanding principal.


Our loan program includes:

  • New and Used Vehicle Loans

  • Signature Loans

  • Share Secured Loans

  • Home Equity Loans

  • Student Loans

  • Visa Credit Card

Loan Rates


Description Term

Annual Percentage Rate

New Vehicle Up to 24 Months 5.25% APR
25-60 Months 5.99% APR
61-72 Months 6.75% APR
Used Vehicle Up to 24 Months 5.25% APR
25-60 Months 5.99% APR
61-72 Months 6.75% APR
Share Secured Loan

Up to 60 Months

5.50% APR

Signature Loan Up to 24 Months 9.99% APR
25-36 Months 12.00% APR
Home Equity Loan
25-60 Months 6.00% APR
61-120 Months 7.00% APR


*rates subject to change without notice
Please Note: Financing on vehicle loans up to 100% of MSRP or NADA Average Retail value. Minimum amount to borrow on 60 Month vehicle loans is $10,000. Minimum amount to borrow on 72 Month vehicle loans is $15,000. 

Home Equity Loans are available up to 80% of the market value minus any prior liens. Rates are subject to change. Please contact the credit union for the most current rates.

To apply for a loan, simply stop in the office for an application.  You may also call or email a request for an application to be mailed to you.  


Members have several options regarding repayment - automatic monthly payment from your checking account, monthly with a coupon book, payroll deduction, weekly, or biweekly payments. Automatic payment is available with any of our loan services. We offer life insurance and disability insurance at a nominal cost to the member. 

          We do business in accordance with the Federal Housing Law 
and the Equal Credit Opportunity Act.

©2004 Pennsylvania Credit Union Association  All Rights Reserved.